Back to Resources
INDUSTRY INSIGHTSISSUE 01 · AUGUST 2026CARAVAN & RV

Travel demand has
never been higher.
Factories are still failing.

Australians took a record 17.3 million caravan and camping trips in 2025 and spent a record $12.6 billion doing it. Over the same year domestic RV production fell to 23,963 units — 23.4% below its 2023 peak — and between 11 June and 6 July 2026 four Victorian caravan businesses entered voluntary administration or liquidation.

Record travel demand is not translating into new-unit sell-through, which is why the demand data is the most dangerous number in a caravan credit file.

Prepared forFloorplan, inventory, asset & trade credit teams
AuthorBrendan Richards · Rebound Advisory
Date3 August 2026
Next issueNovember 2026

AT A GLANCE · THE NUMBERS BEHIND THE FILE

15,000
unsold caravans in dealer yards (Feb 2025 estimate)
Estimate · Jayco founder Gerry Ryan, in interview. Illustrates roughly seven months of output.
23,244
RVs imported in 2025, up 16% on the prior year
49.2% of measured new-unit supply, being production plus imports.
−23.4%
fall in Australian RV production from the 2023 peak
31,289 units in 2023 → 25,185 in 2024 → 23,963 in 2025. On a cost base built for 31,000.
30–40%
industry estimate of the fall in local caravan sales
Estimate · Caravan Industry Victoria's CEO. Victoria is put at 90–93% of national manufacture.
$10m+
of customer money reported lost in a single collapse
Zone RV: deposits and progress payments at appointment ~$16.3m across ~150 customers.
21.9%
insolvency rate where a business owes the ATO more than $100,000
CreditorWatch, 12 months to June 2026, against 0.7% nationally.
The four Victorian appointments (June–July 2026): Network RV group · Great Aussie Caravans / JCP Group · Sunland RV group · Star Vision.

SECTION ONE

Six traps that catch lenders in caravans

None of these are exotic. All of them are missed because the information that would reveal them is not in the pack a lender is normally sent, and because the one number the borrower volunteers is the order book.

01

The deposit book was the funding

A caravan builder's cheapest money is the customer's. Zone RV's pre-administration schedule took 5% on order, 40% at build start, 35% near completion and 20% before handover — so buyers funded the factory as unsecured, interest-free creditors ranking behind secured lenders and priority employee claims. Its acquirer relaunched on 10% with nothing further until delivery. Where that structure spreads, facility sizing built on the old model understates the borrower's real funding need.

Ask: Ask for deposits held by customer and build stage, then compare them to attributable WIP at cost, cash still held and remaining cost to complete. A ratio above 1.0x is a flag to reconcile, not proof of diversion.
02

Record demand proves nothing

In 2025: 17.3 million trips, $12.6 billion of spend, caravan park revenue up 7% to $3.3 billion, and a registered fleet of 937,701 growing at 4%. Every one is a record. None of them measures demand for a newly built Australian van. The fleet is the competitor. Parks monetise vans that already exist. The domestic factory is the residual claimant on a replacement cycle, and imports were 49% of measured new-unit supply in 2025.

Ask: When a borrower opens with camping demand, that is the tell. Ask instead for units built, units delivered and units invoiced, monthly, for 24 months.
03

The statutory creditor moves first

Great Aussie Caravans was wound up on $237,698 owed to Victorian WorkCover. Highline Caravans owed the ATO $235,000 of $1.14m total. Network RV owed the ATO $3m of $30m. Each carried material statutory liabilities. Across all industries, a business owing the ATO more than $100,000 shows a 21.9% insolvency rate against 0.7% nationally. Properly prepared accounts show the balance. They rarely show portal status, payment-plan compliance or enforcement activity.

Ask: Get the integrated client account, the WorkCover position and the State Revenue Office position, plus every payment plan and its compliance history, direct from the portals.
04

Part-built stock may be worth very little

Network RV's administrators inherited 129 complete and 18 incomplete caravans. Early-stage WIP can have close to no forced-sale value without the remaining bought-in components, title and the labour to finish it, and there is no deep wholesale auction channel for caravans the way there is for cars. The Zone RV sale price was reported at about $8m against early aggregate debt estimates of about $42m. Cor Cordis stated publicly that an immediate shutdown would not have returned anything to any class.

Ask: Split finished goods from WIP and appraise by build stage. Nil is a prudent downside case for early-stage WIP, not a valuation rule. Run going-concern, orderly and shutdown scenarios.
05

It is specification, not headline price

At list, the import is not automatically cheaper. In 2026 advertising, Snowy River's SRC-19 sat at $69,990 against a Jayco Starcraft 19.61-2.SC at $68,990, so the import was the dearer of the two. The competitive question is specification: imports bundle as standard what Australian builders sell as margin-bearing options. The thin base price plus profitable options model is being arbitraged away. Note also that Sunland and X Series were import-led businesses and still failed, so importing is not itself a safe harbour.

Ask: Insist on a dated, spec-matched, drive-away comparison including tare, ATM, payload, inclusions and warranty. A base price list proves nothing.
06

Warranty may be under-provisioned, and orphaned

The ACCC found 80% of 2,270 caravan owners reported problems with a new purchase and 40% of suppliers said warranty cost is being pushed down the channel. Acquirers price the tail: on buying the Network RV brands, JB Group's chief executive said trust starts with 'resolving warranty issues that have gone on too long'. Accreditation is voluntary and only 66 businesses appear on the RVMAP register.

Ask: Ask for claims cash cost and open claims by build cohort, supplier recoveries, extended warranties written to close sales, and the ADR compliance file.
"A caravan builder will almost never tell you it is short of cash. It will tell you the order book is full. In this sector a full order book is a liability, because the money that came with it has already been spent."

BRENDAN RICHARDS · REBOUND ADVISORY

SECTION TWO

What is undermining viability right now

Several sit outside the borrower's immediate control, and none is cured merely by selling harder. Mix, pricing, payment schedules and production rate are partly controllable, which is where a plan starts. The order book here is a lagging indicator. The deposit book is a leading one.

01

The channel, not the factory, holds the stock

Jayco's founder put unsold dealer stock at around 15,000 vans in February 2025 — an executive estimate rather than a census. On any similar number, the channel holds many months of output, and factory-gate volume cannot recover until it clears.

02

Imports are half of new-unit supply, at falling values

Imports rose 16% to 23,244 units in 2025 while domestic build fell 5% to 23,963, so imports were 49% of measured new-unit supply. Declared import value $619m, up 12.6%, at an average unit value that fell from $27,494 to $26,638.

03

Mix has moved against the volume builders

On CIAA's 2026 State of the Industry segment data, motorised RVs fell 39.6% in 2025, motorhomes 6–7m fell 55%, towables under 4m fell 27% and 4–5m fell 21%, while over 6m held flat to up. Mix now tells you more than the revenue line.

04

Watch the tow vehicle, with care

Nobody buys a van they cannot tow, and 4x4 dual-cab ute sales have fallen by double digits in 2026 monthly VFACTS category comparisons while the total market has been broadly flat. Treat it as a watch item rather than a proven forward indicator.

05

The buying journey is lengthening

Industry commentary puts the median purchase journey at around six months against three in 2017. Longer journeys mean slower conversion and weaker forecast reliability.

06

No near-term rate relief, and no tariff shelter

The cash rate is 4.35%. CBA's June 2026 forecast has the first cut in May 2027. Anti-dumping measures apply to specified Chinese aluminium extrusions and steel products, raising some input costs, while no anti-dumping measure on caravans was identified.

SECTION THREE

The questions worth asking

Split by where you sit. The left column is for the conversation before the facility is written or renewed. The right column is for the moment something starts to move on an existing file.

FRONT LINE · AT ORIGINATION

Eight questions that take twenty minutes and change the picture.

  1. 1Show me deposits held by customer and by build stage. What percentage of price is taken before the chassis is even ordered?
  2. 2Deposits held divided by WIP at cost. Above 1.0x, reconcile the difference to cash held, GST, margin, prepayments and remaining cost-to-complete.
  3. 3Order bank in units against weekly build rate. How many weeks of forward cover, and what is the cancellation rate?
  4. 4The full statutory position: ATO integrated client account, WorkCover, State Revenue Office, and every payment plan.
  5. 5Product mix by segment and by length. What is the exposure to motorised and to vans under five metres?
  6. 6Is any build outsourced to contract manufacturers? If so, where is the stock and whose name is on it?
  7. 7RVMAP accreditation status and the ADR compliance file, including any tow-weight or GVM issue.
  8. 8Warranty claims run rate by build year, and any extended warranty written to close a sale.
CREDIT & PORTFOLIO · WHEN THE FILE TURNS

Eight questions that establish whether there is a business worth saving.

  1. 1Floorplan position in full: stock ageing unit by unit, curtailment triggers, last physical audit, sold-out-of-trust exposure.
  2. 2Reconcile every floored unit to a PPSR registration and a physical location, including units at shows and on consignment.
  3. 3Is your PMSI perfected, and what is your section 46 exposure on ordinary-course sales by the dealer?
  4. 4Split finished goods from WIP and appraise by build stage. Run a downside case with early-stage WIP at nil, alongside orderly and going-concern scenarios.
  5. 5What is the deposit liability if every undelivered order cancelled tomorrow? That is your consumer-claim contingency.
  6. 6Trade creditor ageing, and whether any credit insurer has cut limits or withdrawn cover on this borrower.
  7. 7Employee entitlements including redundancy at current headcount, and the cost of the Christmas shutdown.
  8. 8Who else holds security, and is there a credible strategic buyer? Recent cases show there may be one. Identify and test them before assuming it.

EARLY WARNING SIGNALS · REBOUND PORTFOLIO OBSERVATIONS

Deposits taken are rising while units delivered are falling
A payment is requested outside the agreed schedule, or the schedule is renegotiated mid-build
Chassis and appliance orders slow several weeks before the order book does
Floorplan stock ageing lengthens while the dealer reports strong enquiry
Rectification work is pushed onto dealers, and dealers start telling you about it
The WorkCover or ATO payment plan is renegotiated more than once in twelve months
A supplier moves the account to cash before delivery

Where Rebound comes in

Most caravan files are not order book files. They are funding structure files.

The businesses failing here are rarely the ones without customers. They are the ones that funded a factory with money belonging to people waiting for a van. Rebound establishes that quickly, builds the forecast and the thirteen-week cash flow that prove it, and works out what debt the business can actually carry.

Sometimes the answer is a restructure and a longer runway. Sometimes it is telling you plainly there is none left. Either way you get an answer you can take to credit, and the people on the other side of it get some relief from not knowing.

Brendan Richards
Senior Adviser · Registered Liquidator and Chartered Accountant
Former Partner, KPMG and Ferrier Hodgson
brendan@reboundadvisory.com.au0408 565 433
Claire Gaffney
Senior Adviser
Formerly ANZ, Pitcher Partners and KPMG
claire@reboundadvisory.com.au0418 126 595
Download the full bulletin
PDF · 4 pages · August 2026 · Issue 01

How to read the figures: Primary means taken directly from the publisher's own statistics. Derived means calculated from published figures, with the calculation shown. Estimate means an industry or executive estimate rather than a measured series. Reported means drawn from media or practitioner reporting not independently verified.

Prepared by Rebound Advisory for financiers to the caravan and recreational vehicle sector. General information only, current at 3 August 2026. It is not legal, financial or insolvency advice, it is not a valuation or a recovery opinion, and it does not take account of any particular borrower's circumstances. Legal and PPSA observations should be confirmed with Australian insolvency counsel before being relied on in a facility or enforcement decision.