When a borrower is in distress, you need an independent adviser who understands credit, knows what lenders need to see, and can deliver analysis you can rely on. That is exactly what Rebound Advisory provides.
Brendan Richards led a team of senior professionals at NAB managing the bank's workout portfolio. He has sat in the credit team's chair. He knows what a lender needs to see in an independent review - because he was the one reviewing it.
Claire Gaffney brings direct experience from ANZ's distressed lending team. She understands how credit committees assess risk, what triggers a formal review, and how to structure borrower-side solutions that give lenders the confidence to support a recovery rather than enforce.
Brendan and Claire bring careers forged at PwC, KPMG, Ferrier Hodgson, Pitcher Partners, ANZ, and NAB. Our work product is built to lender standards - because we helped set them.
Rigorous, lender-ready IBRs that give your credit team the clarity to make informed decisions on distressed exposures. Powered by ReboundIQ for speed and analytical depth.
We work with borrowers to structure realistic recovery proposals - reducing the time and cost of enforcement, and increasing the likelihood of a consensual outcome.
Ongoing monitoring of distressed borrowers against agreed milestones, with regular reporting to lenders in the format your credit team requires.
Structured safe harbour programs that protect directors while giving lenders confidence that the business is being managed responsibly and with independent oversight.
Most restructuring engagements begin too late. By the time a formal process is triggered, recoveries have already eroded - for lenders, for creditors, and for the business itself.
Rebound Advisory works with borrowers at the earliest signs of distress. Our goal is a consensual restructure, not an enforcement action. That means lower cost, faster resolution, and significantly better recoveries.
If your borrower is showing early signs of stress - missed reporting, covenant pressure, deteriorating trading - that is the right moment to call us. Not when you are calculating a provision.
Reports structured to credit committee requirements
Analysis delivered within agreed timeframes - often faster with ReboundIQ
Direct access to Brendan or Claire - no account managers
Objective, independent assessment - no conflicts of interest
Experienced in both borrower and lender perspectives
Fully insured and operating to the highest professional standards
Sector
Commercial Property
Engagement Type
Lender-Commissioned IBR
Outcome
Consensual restructure agreed
The Situation
A major lender held a significant exposure to a commercial property group that had missed two consecutive interest payments. The credit team needed an independent assessment of the borrower's viability, cashflow position, and realistic recovery options - quickly enough to inform a credit committee decision.
Our Approach
Rebound Advisory was engaged directly by the lender. Using ReboundIQ, we compressed what would traditionally be a two-week analysis into 72 hours - delivering a structured IBR covering cashflow, asset values, debt serviceability, and a ranked set of recovery options with probability weightings for each.
The Outcome
The credit committee approved a consensual restructure based on Rebound's analysis. The borrower avoided enforcement, the lender preserved the relationship and recovered full principal over an extended term. The credit manager told us it was the clearest IBR their team had received in three years.
Credit teams and relationship managers can reach Brendan or Claire directly. No switchboards. No account managers. Just a direct conversation with the people who will do the work.